RSSOther Useful Information

What “Fund Expenses” Really Mean For Your Returns

What “Fund Expenses” Really Mean For Your Returns

| March 11, 2024

I get a lot of questions about fund expenses. It usually occurs when I recommend a new fund, and I get something like, “What do you think about the 2% expense rate?” Many investors have misconceptions about fund expenses. So let me explain – because they can matter much less than people think… The discussion […]

Continue Reading

Get The Tax Advantages Of MLP Investing Without The K-1 Hassles

Get The Tax Advantages Of MLP Investing Without The K-1 Hassles

| February 12, 2024

Energy midstream companies organized as master limited partnerships (MLPs) offer significant tax advantages to investors. However, there are a few “gotchas” with MLP investing, so it is essential to correctly structure how you get exposure to this very attractive type of income investment. Let me show you. Believe me, you’ll be grateful you read this […]

Continue Reading

Time For My 2024 Crystal Ball

Time For My 2024 Crystal Ball

| January 8, 2024

One of the most popular finance games when the New Year comes around is to make forecasts about the upcoming year. Most predictions don’t come to pass—the future is just too darn fickle. However, it is the start of a new year, so I, too, will take a shot at some predictions. Because some things […]

Continue Reading

Do This To Stay On The Fed’s Good Side

Do This To Stay On The Fed’s Good Side

| July 12, 2023

“Don’t fight the Fed.” Famed fund manager Marty Zweig came up with that one in 1970 and repeated it religiously until he passed away in 2013. The Federal Reserve has been raising rates since March of 2022, and Fed funds rates have gone from 0.25% to more than 5%. Three-month Treasury yields have risen from […]

Continue Reading

This Is WAY Better Than An Annuity

This Is WAY Better Than An Annuity

| December 5, 2022

This is better than an annuity – 5 options for better returns at a lower cost. I was online just 10 minutes ago and I saw it again… A crappy little advertisement offering me an annuity. WHAT… A… SCAM! I’m sorry but for 95% of the people out there… annuities are a scam. Let’s cover […]

Continue Reading

7 Minutes To Calculate A Real Retirement Savings Goal

7 Minutes To Calculate A Real Retirement Savings Goal

| November 14, 2022

The other day I wrote about a simple formula to calculate what you need to save for retirement in a post called “What’s your retirement number?”, It’s the million dollar question… How much do you need to save for retirement?  In that article we calculated your retirement needs in literally 1 minute. But that level of […]

Continue Reading

What’s Your Retirement Number?

What’s Your Retirement Number?

| November 7, 2022

Have Enough to Retire? This simple formula will calculate how much you need to retire. This is the million dollar question… Do I have enough to retire? Well, like anything in the world, you can make this easy or hard.  Today, I’m going to keep this as simple as possible… 1 Minute to Calculate Your Retirement […]

Continue Reading

Are You Expecting Social Security?

Are You Expecting Social Security?

| October 31, 2022

Every day I get emails from subscribers asking about retirement planning.  A lot of people are counting on, and expecting Social Security.  They expect Social Security to replace a big portion of their income when they sail off into their golden years. It’s a nice dream… but it’s only a dream. For many of us, what […]

Continue Reading

Recession-Proof Stock Of The Week: Eli Lilly

Recession-Proof Stock Of The Week: Eli Lilly

| July 20, 2022

Few sectors can withstand the economic headwinds that come during periods of economic upheaval, including recession and inflation. Recession stocks are sought out by retail and institutional investors alike. But one sector that can thrive is food—people will always need to eat. Another area largely insulated from market turmoil is the pharmaceutical sector. Prescription drugs are not […]

Continue Reading

Uncle Sam’s 7% Income Christmas Gift

Uncle Sam’s 7% Income Christmas Gift

| December 20, 2021

Those of us out in the real world, buying gasoline, bacon, Christmas gifts, and renting homes, understand that inflation is real and probably higher than the official government inflation number. However, interest rates on fixed-income investments such as Treasury bonds and CDs remain very low. One exception is the U.S. government’s inflation-linked savings bonds, which […]

Continue Reading